you seem to be ok now, so will start getting back towards zero as you win games

only when you lose games to worse teams.  so if you are winning more than you are losing and stay out of debt, your points total goes up

You can only do that yourself from 2nd June (pre season).

You'll see the option on your teams fixtures page.

Also, I feel that having a Discord will mean that communication among club owners will happen more smoothly and the FC Owner players will feel like a community. It will be easier for Admin to release updates and receive feedback.

Welcome to the game, Darlington owner here. I'd love to see more players and more new players stick around so am generally in favour of anything that could boost that, if the new player consensus is there's not enough money then I wouldn't be against it personally. Having said that, not too long ago the starting capital was 10m, which was rightly increased to 20m to keep up with the inflation of starter club values, and from my recent experience of buying a bottom flight German club it felt a lot easier to generate money from player sales than it was a couple of years ago. It's not just Darlington who've built up from the bottom, quite a few of the more successful owners have done the same (often with multiple clubs) - it does take time, but it's not as difficult as it first might seem when starting up.  The seasons really fly by, and although it pays off to spend quite a bit of time on your team at times, there are long stretches where it's pretty low maintenance. I would say there are only two things in the game which are very challenging - earning that gamechanging first promotion as a new club, and winning major trophies at the top level. Usually it seems to work out that if a team can get itself established and get a decent squad together, it's quite easy to fly up the divisions and it doesn't get too difficult again until the top flight. So a big part of me still likes the idea of keeping things a challenge initially, it makes it more satisfying to finally get there. 

Also worth mentioning that the game is free and it's very possible to do well without spending any real money, so I wouldn't begrudge Admin making a little from people buying in-game currency now and again. I don't think there's ever been a time when the game has been distorted by people doing this - I think folks generally don't like to, and as far as I'm aware none of the big successes in the game have been by paying to win. I don't think there's any shame at all though in buying some as a new player if there's a specific club that's slightly out of reach, or if you want to take on a second/third club quickly - it's not going really going to distort the game in any way.

(On that note, @Admin, have you considered adding a donations link? I'm probably due chucking a little cash your way but would rather just be able to donate than having to buy rq I'd have no intention of actually using)

The other option is something a few owners have done which is take on a cheapo club, spend a season or two improving their value, then quickly selling them on and buying a better one.

A discord has been mentioned a few times and I totally agree I think an active official one would be great for the game. A while ago someone tried to set up an unofficial one, but there were only a handful of people in it and it pretty much died about a year ago, and someone made a good point that by posting in there instead of here, we might be making the game look less active from the outside.  The unofficial one still exists, but it's been dead for a year and there are only a few people in it who are currently active players. Still, for what it's worth, the link is https://discord.gg/Mz65V2vy

Longsands, thank you again for the advice.

Hi, the league is set up so that Mexican teams qualify for the CONCACAF (really to provide competition to USA clubs).  I thought this was how it was in real life?

It's too late to finish it maybe? Will see what it does but might need to be abandoned